We provide marital therapy in a fee-for-service model, meaning that you pay for these services directly at the time of your visit. For several reasons our clinic is not in network with insurance companies. We believe that therapy works best when the work between the therapist and couple remains completely confidential. Insurance companies may compel a therapist to disclose confidential material for benefits to be paid. They also require a diagnosis to be made which remains in the medical record permanently. This may have an unforeseen impact in the future. Our policy allows us to focus on providing the highest level of care possible to the couples that we work with.
Additionally, insurance plans do not allow flexibility in determining the length of a session. We have found that this interferes with the opportunity for the therapist and couple to have sessions sufficiently long enough to learn and practice the skills and deepen the insight needed to make progress in their relationship.
We understand that therapy is expensive, so we try to keep our fees reasonable and adjust them in individual cases when this is needed. We have found that most couples realize that the investment they make in this work is not only reflected in the happiness and strong connection that accompanies their new relationship, but also compares quite favorably with the financial and emotional costs of ongoing dysfunction in the relationship, separation, or divorce.
Depending on your current health insurance plan, it may be possible for our services to be partially or fully covered. You may be eligible to use Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA.) This seems to work well for many couples. Please contact your insurance company to verify how your plan reimburses you for out-of-network services. We can provide you with a statement to submit to your insurance company.
Payment is due at time of service, either in the form of cash, check, or credit card. We can also set up a convenient auto-pay system that will charge you at the conclusion of each session.
If you are unable to attend a session, please make sure that you cancel at least 24 hours in advance. Otherwise, you may be charged for the full rate of the session.